Visa/MasterCard Accepted: Where To Buy Bitcoin With A Credit Card?

by Sachin

Let’s face it – Visa and MasterCard are still the prevalent payment methods in almost every country. They are easy to carry around and use for everyday payments. Even when we’re shopping online, all we need is a few seconds to connect our cards to the platform and proceed with the payment.

Moreover, credit cards charge minimal fees and process payments almost immediately, in a safe and secure way.

If you are seeking a way to buy Bitcoin with credit card payment solutions, you need to find the best possible cryptocurrency exchange for you that accepts this option for fiat payments.

Let’s take a look at some of the most popular ones out there!


Let’s start with the one that is easiest to use. If you are new to the entire world of cryptocurrencies, the chances are that you still have to learn how they are traded and how to use some tools for buying Bitcoin and altcoins.

CEX.IO is a platform that is aimed mainly at people who are complete beginners and want to be introduced to the magical cryptocurrency sphere.

Apart from Bitcoin, CEX.IO also supports other important cryptocurrencies such as Ether, Bitcoin Cash, etc. Finally, you can use one of four supported fiat currencies for buying crypto coins with fiat – USD, EUR, GBP, and RUB.

On the other hand, CEX.IO is not exclusively aimed at beginners, as it features all the necessary tools that every professional trader requires in order to run a successful cryptocurrency trading activity.


Coinbase goes back a long way, and it is one of the exchanges with an established reputation for being safe and reliable. Apart from featuring relatively affordable fees and a great user-friendly interface, this platform also offers to connect various payment methods, including credit cards. It takes just a couple of minutes to open an account and start the cryptocurrency trade journey. 

The main advantage of the exchange is that it is US-based, meaning it has to undergo a strict regulation procedure. Basically, you will have an opportunity to enjoy a very regulated platform, which is closely monitored by the authorities. Coinbase is beginner-friendly, but also has a spinoff for professional trading called Coinbase Pro.

The main disadvantage of Coinbase, on the other hand, is that it is geographically restricted, meaning only people from a limited number of countries will be able to access it and purchase Bitcoin and other available cryptocurrencies.


Binance is perhaps one of the most popular platforms for trading cryptocurrencies at the moment. However, unlike Coinbase and CEX.IO which are suitable for complete beginners, Binance requires at least some knowledge about cryptocurrencies and their trading before you register.

It offers more than 500 crypto-to-crypto pairs, making it the ultimate cryptocurrency trading platform. However, if you’re looking to use a credit card, your options are limited to six cryptocurrencies, including BTC, BCH, XRP, LTC, ETH, and Binance’s BNB.

Nevertheless, once you obtain your first cryptocurrency – especially Bitcoin – many new trading opportunities will arise. The main reason behind Binance putting a limit on credit cards is that they consider themselves primarily a crypto-to-crypto trading platform. Therefore, you can use credit cards to become a Bitcoin owner and continue trading it with other cryptocurrencies.

The main advantage of Binance is that it is available worldwide and offers hundreds of digital currencies. On the other hand, the platform has a very slow and tedious registration process.


Coinmama is a platform that has been making a great effort in facilitating the purchase of Bitcoin. One of the payment methods this platform accepts is a credit card, meaning that you can obtain the cryptocurrency with your Visa or Mastercard.

Apart from offering good customer service and fast transactions, Coinmama also enjoys a lot of respect, as users trust it.

However, it comes with several downsides as well. First of all, if you live in the United States, you might have trouble accessing the platform as it is not allowed in some states. Moreover, Coinmama’s fees are definitely something you should pay attention to, as there are more affordable choices on the web right now.


Bitpanda seems like a dream-come-true for every cryptocurrency trader who uses several payment options – and one of them is also a credit card. On top of that, the platform offers relatively low fees for all transactions, including the ones where you purchase BTC with fiat money. 

The Austrian exchange has one major disadvantage, however. Due to legal complications, only the citizens of the European Union can actually register and use the platform. Therefore, if you are not living in one of the EU country members at the moment, you will have to select another platform. 

Conclusion: It’s up to you!

In the end, the platforms presented here are not all there is to it. This list offers a couple of affordable and reliable solutions that can help people buy Bitcoin in a safe and secure way.

All the platforms on the list are licensed and regulated. You can check out every one of them about licenses and find out more about the licensing process. Therefore, it’s legal to trade in all these platforms if you can access them.

Narrowing down the choice to one platform is not possible. It’s a matter of personal taste, geographical position, and a couple of other variables that will allow you to make your choice. We suggest that you start with beginner-friendly exchanges like CEX.IO, as it is perhaps the most widespread across numerous countries. Still, it’s up to you to decide that which platform you’d better use to buy some Bitcoin and start your online cryptocurrency trading experience. So, do your research!

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